The Neluns team recently announced it’s ICO, which will be held in three stages (rounds): Pre-Sale, Pre-ICO, ICO. The mission of Neluns is to create an innovative financial ecosystem combining within itself a bank that works with fiat as well as cryptocurrencies, a cryptocurrency exchange, and insurance company, thus, creating the most beneficial conditions for the quality development of the cryptocurrency market.

Main project features

The Neluns ecosystem includes:

• Neluns Bank – new generation bank, providing all key banking services with fiat and cryptocurrencies.
• Neluns Exchange – an innovative cryptocurrency exchange, making secure and fast cryptocurrency trade operations accessible.
• Neluns Insurance – an insurance company, allows for any transaction_ and trade_ carried out by ecosystem users to be secured.

Within the Neluns ecosystem users can:

• Buy and sell cryptocurrencies in a few clicks.
• Carry out active cryptocurrency trading on the exchange.
• Make deposits and withdrawals into the system from any part of the world in just a few clicks.
• Open an IBAN account – private or corporate multicurrency accounts.
• Issue debit and credit Visa, MasterCard, American Express cards.
• Instantly send and receive international money transfers.
• Store funds in Neluns deposits in fiat or cryptocurrencies and gain interest.
• Receive loans from Neluns in fiat and cryptocurrencies.
• Gain profits by lending out funds at interest on a Peer-to-peer (P2P) Lending Platform.
• Insure any trades.
• Draw profits from trading NLS tokens on cryptocurrency exchanges.
• Receive dividends.
• Active market participants will be able to increase their profits and lower risk levels.

Neluns bank presents a broad spectrum of services for personal and corporate goals. While at the same time, all operations are conducted in fiat and in cryptocurrencies.

After opening a multicurrency account, Neluns users will be able to carry out operations in USD, EUR, GBR, as well as in cryptocurrencies. A bank card will accompany the multicurrency account.

We have developed four types of software products and bank cards for our users: Lite, Silver, Gold, Platinum.

Carrying out payments, purchasing and selling cryptocurrencies, and fund withdrawals from any ATM in the world will be available 24 hours a day 7 days a week.

In the Neluns Bank, users will be able to receive loans in fiat and cryptocurrencies, make interest yielding deposits. Bank deposits are FDIC (The Federal Deposit Insurance Corporation) insured. A P2P fiat and cryptocurrency lending platform will function at the base of Neluns Bank. Authorized users will be able to receive and provide loans to other users.

The use of the “Bank guarantee” principles allows us to create a new, high-quality cryptocurrency exchange, the Neluns Exchange. The combination of this principle with the use of innovative technologies, which allow easy fund withdrawals, high levels of protection from cyber attacks, and continual operations even under peak loads, creates the best conditions for cryptocurrency traders and funds.

Neluns mobile application for iOS and Android devices will make bank and exchange operations accessible at any time from any part of the world. While around the clock support services will instantly solve all users’ issues.

The Neluns team aims to minimize risks and carry out the project in accordance with all legal norms. We are working on acquiring a bank license. The Neluns Bank will adhere to all financial regulatory requirements, which licensing and supervisory activities over banks. The Neluns exchange and insurance company will also be registered in accordance with all regulatory requirements. The Neluns Exchange will carry CFTC (U.S Commodity Futures Trading Commission) and SEC (U.S Securities and Exchange Commission) licenses.

About the Initial Coin Offering

The NLS token is created in accordance with the ERC-20 standard, it is a security token, and will provide its holders with 50% dividends based on the Neluns ecosystem (Neluns Bank, Neluns Exchange, Neluns Insurance) profits.

Dividends will be distributed quarterly in accordance with the number of tokens one holds compared to the total.

Aside from this NLS token holders will have access to bonuses and privileges when using Neluns ecosystem products. The more tokens one holds, the greater are his privileges.

• During the ICO, 200 000 000 NLS tokens will be released
• Base price of 1 NLS token = 1 USD

In accordance with the law, in 15 days from the start of the first stage (round) of ICO, the Neluns team will send an official notification (Form D) announcing the start of the ICO to the SEC (U.S Securities and Exchange Commission).

ICO stages (rounds)

Pre-Sale

Hard Cap – $2.000.000

Soft Cap – $500.000

1 stage (round), pre-sale, stage (round) length 14 days, from 08-01-2018 to 08-15-2018.

bonus 30%

extra-bonus 40% investment of more than 1 ETH in one transaction

extra-bonus 50% investment of more than 10 ETH in one transaction

Pre-ICO

Hard Cap – $10.000.000

Soft Cap – $2.000.000

2 stage (round), pre-ICO, stage (round) length 21 days, from 08-15-2018 to 09-05-2018.

bonus 20%

extra-bonus 30% investment of more than 1 ETH in one transaction 

extra-bonus 35% investment of more than 10 ETH in one transaction

ICO

Hard Cap – $112.000.000

Soft Cap – $10.000.000

3 stage (round), ICO, stage (round) length 31 days, from 09-05-2018 to 10-05-2018

bonus 10%

extra-bonus 20% investment of more than 1 ETH in one transaction

extra-bonus 25% investment of more than 10 ETH in one transaction

Projects Website: https://neluns.io/

White Paper: https://neluns.io/static/ver165/whitepaper/whitepaper.pdf

E-mail: [email protected]

The highly anticipated OSA Token Sale has finally begun!

OSA DC continues to unite consumers into a single powerful community, giving them power over the manufacturers and retailers of consumer goods, so that consumers can determine what products they really want, when, where, and at what prices. OSA DC is continuing to receive international media attention and receive high ratings.

After a long wait and a private pre-sale, the OSA Token sale finally begun and it will last until the 21st of August or until tokens are sold out. We started the sale with more than 15 795 registrations from 141 countries and new ones have kept on coming ever since. A soft cap was reached and we are proud to announce that $12.81 million was raised. OSA DC innovations have attracted attention from top Asian, world blockchain, and AI leaders. Our sales team participated at more than 57 huge events, representing OSA DC among industry leaders, contributors, and leading media!

More than 80,000 participants joined the OSA community and now the time has come! Together we will each contribute to the platform, giving us the necessary tools for our own data usage, in order to lower prices, encourage retailers to provide better product quality, better delivery, better service, and ultimately, a better shopping experience!

You can find more information on how the sale is going and sign up to buy OSA tokens on the official website.

What has OSA Token achieved so far?

We understand that people cannot put their faith in a new cryptocurrency if there is no solid proof of a strong company behind the token which will push it to the top.

The OSA DC platform provides consumers with transparent product information and online assistant services. OSA DC’s AI-powered ecosystem gives manufacturers and retailers the chance to collaborate effectively and optimize their business strategies.

Our goal is to use the capital raised in the token sale to support and develop the existing solution with image recognition models and a comprehensive product master data catalogue. We will implement it on our AI-powered, decentralized blockchain platform and scale it accordingly, beginning with the largest markets: The United States, China, Japan, and South Korea, and eventually, worldwide.

Consumers will be able to use OSA tokens to pay for B2C services, receive exclusive promotional offers and, of course, purchase groceries at major supermarket chains in Europe, North America, and the Asia-Pacific region. Managers at partnering supermarkets agree with OSA’s founding team of data scientists that cryptocurrencies, including OSA tokens, will be a standard, widely-accepted form of payment at grocery stores and other retailers worldwide.

Existing Business

The platform has developed services that have already helped more than 20 European retailers and manufacturers, including eliminating product waste to drive revenue. It has already been implemented with some of the biggest retailers and manufacturers to eliminate product waste that accounts for over $800 billion in lost sales and discarded goods each year.

Since the company’s founding in 2015, OSA DC has generated more than $1 million in revenue by partnering with 20 retailers. The company provides services to major international brands including Coca-Cola, Mars, L’Oreal, Nestle, and Metro Cash & Carry.

Now we are seeking to disrupt the $25 trillion global Retail industry.

Establishing the world’s first decentralized, AI-driven data marketplace, OSA DC will provide business-to-business and business-to-consumer solutions for Retail.

New Partnerships

TaaS partners with OSA DC to support the company in building its global smart consumer platform.

OSA DC is creating significant developments for the Retail industry with a global data marketplace and practical, real-time solutions for retailers, manufacturers and consumers. This is certainly worth the support of TaaS, who focuses on supporting blockchain projects that disrupt global industries.

This long-term partnership will bring value to the decentralized and Retail industries alike, as both organizations work to enrich OSA DC’s solutions for the benefit of the international community.

Dalongpay – Fiat Payments are Accepted by OSA DC During Token Pre-Sale and Sale

OSA DC has established a partnership with DalongPay, a payment platform bridging the gap between crypto and traditional currencies. Approximately 15%-20% of current ICOs use fiat for contributions. The service will be greatly beneficial to the OSA DC community, as they can now easily purchase OSA tokens with fiat currencies using the platform.

It’s the first step OSA token sale participants can take towards becoming smart consumers on the OSA DC platform. They will enjoy easy access to liquidity and a reliable way to participate in the ecosystem, even without prior cryptocurrency experience.

Benrui Capital

Benui Capital is jointly established by blockchain industry technical experts, professional investors, VC/PE practitioners, etc., focusing on technology-driven investment banking services in the blockchain field. At present, there are more than 10 investment and service blockchain projects. There are branches or strategic partners in Singapore, Japan, and Silicon Valley. OSA DC is partnering with Benrui Capital for better technology development.

Magnit

The non-profit retail industry cooperative Efficient Consumer Response Europe (ECR), Russian retail giant Magnit, and some of the world’s leading retail manufacturers have partnered with OSA Hybrid Platform. The project will be installed in 100 retail outlets in Moscow, and the system’s alert signals will be processed by each store’s own employees. It will allow its users to detect the absence of on-shelf goods in-real time, and they can transmit this information to merchandisers in stores to correct these situations. If the test results are satisfactory, Magnit will implement the technology throughout the territory of Moscow and the Moscow region for its grocery stories, family stores, and hypermarkets.

Advisors

We are proud of our advisor team!

Mikhail Myagkov, PhD Game Theory and Data Science Advisory Board Lead

Paolo Tasca, Blockchain Advisor for EU Parliament and the UN

Gary Fowler, US Business Development Advisor

Don Swann, Vice President of Walmart, 50 years at Walmart, Retail Industry Advisor 

MVP

We have a working B2B product in the OSA Hybrid Platform. The platform has proved its efficiency and has been successful in delivering services to over 20 retailers and manufacturers.

Watch the demo of user cabinets here:

Office Interface

In-Store Interface

Consumers will be able to use OSA tokens only within OSA platform in a variety of ways:

– Pay for B2C services

– Receive exclusive promotional offers

– Purchase groceries

30 days after the token sale ends, OSA Tokens will be distributed to contributors.

JOIN NOW!  Become a participant of this revolutionary change in the consumption industry.

Join a truly innovative and powerful consumer community!

Learn more more about OSA in our new video

Image Source: Coin Suggest

Cryptocurrencies are essential money in digital form and one of their key selling points is that they provide a level of pseudo-anonymity to users. Their digital nature however means that if they are stolen, it is often practically impossible to find out who stole them. In addition, the blockchain based nature of cryptocurrencies ensures that transactions can’t be reversed – this includes illegal transactions in which cryptocurrencies are stolen.

Many cryptocurrency users are content to keep their coins and tokens with exchanges – it is cheaper, easier to access, and the onus of keeping the coins secure falls on a company who has more resources and economies of scale to invest in high-tech security systems. However, in the last couple of years, cryptocurrency exchanges have been victim of many high-profile hacks and heists. The centralized nature of cryptocurrency exchanges and the huge funds that they hold makes them a magnet for hacks and heists. This piece examines some of the biggest cryptocurrency exchange hacks and how companies producing cryptocurrency hardware wallets might benefit from the chaos.

The biggest cryptocurrency heists by the numbers

Cryptocurrencies started 2018 with losses straight out of the gate – customers of Coincheck however suffered double losses when hackers succeeded in breaking into the exchange and making away with NEM coins worth more than $534 million. Coincheck did own up its mistakes of not taking proactive measures to ensure the safety of customers’ coins and the firm promised to reimburse customers for their losses. Nonetheless, the hack has gone down in history as the “biggest theft in the history of the world.”

The second biggest cryptocurrency exchange hack happened in the heydays of Bitcoin in 2014 when cybercriminals successfully breached Tokyo-based Mt.Gox. The hackers successfully stole 750,000 BTC belonging to customers and about 100,000 BTC belonging to the company – all worth about $473 million at the time of the hack. Apart from the fact that Mt Gox wasn’t proactive about the security of its exchange, the company didn’t manage the bad news properly, and it went on to file for bankruptcy – both its funds and customers funds gone forever into the coffers of cybercriminals.

The third largest cryptocurrency exchange hack also happened earlier this year when the Italy-based exchange, BitGrail fell victim to cybercrimimals. Hackers made away with as much as $195 million worth of NANO from the cryptocurrency exchange. The revelations made in the days following the hack revealed that BitGrail was guilty of storing its customers’ funds in hot wallets – these are wallets connected to the Internet and it was quite easy for hackers siphon the funds away.

Hardware wallets to the rescue

As cryptocurrency exchanges continue to suffer hacks, data breaches, and losses, the value proposition of hardware wallets is becoming increasingly obvious to users. A cryptocurrency hardware wallet allows users to store their private keys offline on encrypted devices. The fact that the coins are stored offline means that they can’t be stolen via hacks.

A USD wallet could set you back some $35 and premium devices could cost upwards of $100,  you’ll still need to climb a steep learning curve to know how to use Trezor, Ledger, KeepKey, Pi or other wallets correctly. However, once, you’ve mastered the art of storing your coins correctly; you don’t have to worry about the theft of your coins and even if you lose your wallet, you can easily use the recovery seed to rebuild your wallet on a new device.

Researchers at Mordor Intelligence reported that the global hardware Wallet Market was valued at $227.5M in 2017 and that the industry will grow by a CAGR of 36.6% to $1.60B by 2023. Of course, a using a hardware wallet costs a little bit more money than storing your cryptocurrencies on an exchange. Interestingly, USB wallets are still more most popular form of hardware wallets accounting or more than 88% of the total market share, probably because they are cheap. Europe currently has the largest number of hardware wallet users with a 26% market share and most of the companies producing hardware wallets are based in Europe.

Nonetheless, the fact that investments in cryptocurrency investments have surged from $18B on January 2017 to about $800B in January 2018 suggests that cybercriminals have an incentive to find ways to conduct hacks and heists to steal cryptocurrencies. Going forward, the demand for hardware wallets will continue to rise as cryptocurrency enthusiasts start taking responsibility for keeping their wallets safe.

In a world where financial transactions are becoming increasingly simple and transparent, accessibility is key. This is precisely what leading cryptocurrency business, Trilliant, intends to do – make cryptocurrency accessibility for all.

In what many are viewing as the evolution of the sector, Trilliant are to launch their own next generation ATM terminals across Europe later this year. Beginning in Autumn, 2018, the world’s first two-way cryptocurrency ATM terminals will be installed in selected locations across Europe.

Manufactured by Crypto Capital AG, Trilliant has chosen to focus their blockchain enterprise on creating the infrastructure to support the cryptocurrency sector. With the ever-increasing professional and layman knowledge of cryptocurrency – resulting in fervent belief traditional currencies have grown archaic – this infrastructure will prove pivotal to the forecasted growth of different types of cryptocurrency.

Each of Trilliant’s cryptocurrency ATM terminals will afford users greater usability that ever before. Currently, there are 2,700 cryptocurrency ATMs in the world. As pleasing as this is to investors, these terminals only facilitate one-way transactions, meaning users can only purchase coins. What has become clear is that ATM terminals must have greater fluidity to support investor transactions. This is exactly what Trilliant’s ATMs provide.

Trilliant’s innovative terminals can facilitate two-way asset handling. Investors can deposit and withdraw their cryptocurrency assets at the touch of a button. Supporting the growing popularity of the sector, Trilliant’s ATMs also make it easy for users to exchange traditional currency assets for tokens and allow users direct access to ICOs.

The ATM terminals come equipped with a state-of-the-art touch screen, card reader and PIN pad. It is this function that users can use to make cryptocurrency purchases directly from their credit or debit card.

As further evidence of Trilliant’s commitment to building a sustainable infrastructure to support the evolution of the financial sector, their ATMs have comprehensive in-built security features that include a front-facing camera, known as KYC or know your own customer for optimal recognition and security.

Founder and CEO, Sebastian Korbach has stated, ‘Our aim is to have 500 ATMs operating by 2019. He continues, ‘In the long run, we want our machines visible on every corner, creating greater awareness for cryptocurrencies in general.’

Mr. Korbach is a serial entrepreneur, with more than 15 years’ experience in financial markets and payments. He has worked across the globe in Germany, Switzerland, Brazil and Columbia. With more than 3 years’ experience in the cryptocurrency sector, Mr. Korbach is confident that cryptocurrency will play a significant part in the global financial landscape in the years to come.

Trilliant has mapped out a long-term strategy to make cryptocurrency accessible to everyone. Through their Fractional Ownership Program, investors can purchase a share of Trilliant’s network of terminals and earn dividends from their investment.

Calculated at 2% of the total transaction fee revenue of Trilliant’s network of ATM terminals, these Fractional Units can be purchased on Trilliant’s website using their unique TRL Token.

A mere modest investment affords investors the opportunity to receive an income from this profit sharing agreement – and allows Trilliant to reward customers who have shown belief in their service.

It’s safe to say that Trilliant ATMs are indicative of fiscal Darwinism. Trilliant is changing the face of cryptocurrency investment and accessibility. Soon it will be more accessible than ever before, allowing greenhorn and novice investors to reap the rewards of aligning their fiscal assets to the direction that the financial sector is surely heading.

Learn more about Trilliant by clicking the link here and reading their Whitepaper.

There is no denying Bitcoin’s place as a mainstream currency. It is transferable, legal, accountable, and valuable. Yet, it is not money. This might strike some as odd given that over the course of human economic history everything from eggs to potatoes and whiskey to cigarettes have, at various times, been considered to be money. So why not, then, the virtual currency?

An acceptability dilemma

Bitcoin’s shortcoming – and that of every other cryptocurrency – is its acceptability. To be money, bitcoin would have to become a generally accepted medium of exchange for goods and services. Although the explosive demand for cryptocurrencies in recent years has, at times, been frantic, the subsequent buyers might still have struggled to buy a pair of shoes, or a bunch of bananas, with their digital coins without first passing through an intermediary. Bitcoin was wildly accepted, but not widely accepted.

Cryptocurrencies please all holders some of the time, like in December 2017 when practically all cryptocurrencies reached record highs in US-dollar terms. They also please some holders all the time, for instance, shoppers, diners, gamers and sportspeople, who know they can always use digital coins in their favourite establishments. But satisfying all holders, all the time has proved elusive. This is a primary reason why cryptocurrencies are not more widely accepted.

Central banks to the rescue

Counter-intuitively for crypto-aficionados, the solution to the acceptability dilemma might lie at the gates of those institutions that have often fuelled demand for private virtual currencies – central banks. After spending years admonishing cryptocurrencies, shutting down exchanges and strangling bitcoin start-ups, financial authorities around the world are now looking into issuing digital currencies of their own.

These central bank digital currencies (CBDCs) could be designed to be transferable between individuals, peer-to-peer, and could even be made anonymous. This anonymity would preserve the privacy enjoyed by parties to cash or cryptocurrency transactions. CBDCs would also be backed by monetary authorities, so one could recover any digital coins that happened to get lost or stolen. These coins would be legal tender, which would mean they must be accepted as full and fair settlement of any debt. The acceptability hurdle would be overcome at a stroke.

However, CBDCs would also be like any other central-bank-issued note or coin in circulation. They would have to carry the same interest rate as any other central-bank money, and the central bank would be able to ‘create’ as many CBDCs as it likes. One should not forget that it was the fear that monetary authorities would debase money through excessive money printing and ultra-low interest rates that catalysed the demand for cryptocurrencies in the first place

Build it and they will come

Still, the introduction of CBDCs might not be bad news for cryptocurrency holders. This is because the acceptability hurdle is partly due to the huge psychological leap that consumers must make when switching from notes, coins and credit cards to virtual currencies and digital wallets. For many, this gap is simply too great to bridge. If the central banks built this bridge, and encouraged the public to use its virtual currency, the subsequent shift from CBDCs to private digital currencies, like bitcoin, would be far easier for the public to make.

After launching their Presale on July 1st, 2018 which ends July 20th, 2018, Bitminer Factory today announced their ICO will start July 21st, 2018 with limited time 12% discount. Their startup makes the Blockchain sustainable by using renewable energy to mine cryptocurrencies and shares the benefits with token holders. Crypto fans, Miners, and other investors will profit from the exponentially growing demand for energy to power worldwide crypto-mining activities.

Presale ends – 20/7/18

ICO starts – 21/7/18

Tokens to sell – 100,000,000

Presale (currently active)
Dates – 01/7/18 to 20/7/18
Discount – 18% to 20/7/18

Lockup – 3 months
Token price – $1.00 USD

ICO
Duration – 26 days (21/7/18 to 15/8/18)
Discount tier 1  – 12% to 20/8/18

Discount tier 2  – 6% to 20/9/18

Token price – $1.00 USD
Soft cap – $0.5M USD
Hard cap – $100M USD

Energy needs for the global crypto-mining industry have increased fivefold in less than a year and are expected to double over the coming year. Bitminer Factory investors will profit by taking part in the radical transformation underway in the energy sector, switching from fossil-based to zero-carbon.

Gabriele Angeli said, “Our tokens represent a mining contract that allows anyone to benefit from the production of our mining and renewable energy plants.” Further, he added “We’re so confident we’ll succeed, we’re offering a Buy-Back plan for our tokens every three months where investors can sell back their tokens at an increasingly higher price.”

Bitminer is a startup from Angeli’s Group, constructors and energy producers for 40 years. With more than 20 collaborators and more than €3M revenues, they are the largest industrial crypto-mining group in Italy. Gabriele Angeli, Founder, has longstanding experience as a general contractor in the Oil and Gas and renewable energy industry, where his family business, Angeli Group has been working for large corporates worldwide for over 50 years.